January 1, 2016

Splurge or Save: Part 2

Happy New Year everyone!

I am at work today, and while everyone is resolving and organizing for a new year, I wanted to post a list of areas I like to save my money. Saving money year after year, is always a priority. I don't feel like I save in a restrictive way, but a way that will give me a good future and foundation to build a life I want on.

I wrote here ten things I would splurge on. Trust me, there are more than ten, but there are just some things I will not pay for. Here are ten things that I would always save my money on:



Painting: 
I can paint my own indoor and outdoor projects thanks to my mother! Sure, it is slower, but painters cost a lot of money! I painted my whole house!

Cable TV:
I showed you here how I cut cable out of my life. Trust me, you don't need it and think of all the other things you could spend that money on!

Groceries:
Now let me preface this, I buy quality groceries, I just don't pay full price. I never got into couponing, but I price match at Wal-Mart and use online retail coupons when possible. Plus Wal-Mart has a Savings Catcher. This is not an ad for Wal-Mart, but if they want it to be call me up ;)

Handyman Jobs: 
Thankfully Kevin is a really great handyman plus we have blogs and YouTube if we need to learn things. Now that doesn't mean there aren't limitations. We do know when to call for a professionals.

Cell Phones: 
If I don't need a new cell phone, I don't want it. I would prefer to save my money there. I also don't have much data on my phone plan, so using my phone a lot doesn't happen. I feel this keeps me a little more in the moment too.

Clothes: 
Clearly, not a fashion blogger here, but when I do go shopping, I never pay full price for fabulous! Thanks Marshalls! (Once again, not an ad, but I would love it to be!)

Cars: 
I will never pay full price and buy a new car. It is a depreciating asset. I can go onto Craig's List (Thankfully it works in my part of the country) and buy a nice used car!

Fast Food: 
Jeez, some people just spend a lot of money grabbing a quick burger or a quick Starbucks. I just can't do it. Prepare for something slightly gross, but I think of it as poop money. I get nothing out of my money. I will spend less and eat healthier if I go my own meals and planning.

Pictures: 
This may change when we have kids, but for pictures of me and my husband, I don't use a professional photographer. I tried one for my wedding and it was one of the most disappointing things ever...so I am a little put off right now. I need to learn to use my DSLR better anyway...

Gift Wrapping: 
I like to get all of that only when there is an extreme sale and think of creative cute ways to package things instead of spending money on paper that gets ripped or thrown away.

I asked my husband on what else I don't like to spend money on for this post. He said "things I want" haha jokingly....I hope. Haha!


What are some things you don't like to pay for?

2 comments:

  1. Marshall's for the win! Why pay full price when there's such good options there?!

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  2. I never buy full priced clothes either! I wait for sales and use coupons and can usually get pretty good deals at Kohl's. My husband and I just bought a house that needs a lot of work, but to save money we are doing it ourselves. This week we put in a new garbage disposal, did new woodwork in a bedroom and stained a floor! If it's a complicated project we will call in a professional but it's cheap (and fun!) to do these projects together!

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